Articles

Understanding market volatility and long-term investment returns

calendar icon 07 May 2026
time icon 5 mins

Market volatility is a natural and persistent feature of investing. While short-term fluctuations can be unsettling, long-term evidence shows that disciplined investors are better positioned to achieve positive outcomes.

This guide highlights three evidence-based principles that support successful long-term investing.

1. Align Investment Strategy with Time Horizons.

Over the last 30 years, global equities have delivered close to 9% per annum returns, despite periods of significant volatility. The likelihood of positive returns increases significantly with time. 

2. Diversify Across Asset Classes. 

Returns vary depending on economic conditions, interest rates, and market cycles.

3. Stay Disciplined During Volatility 

Trying to time the market is extremely difficult - and often harmful to returns.

At Hymans Robertson Investment Services, these principles underpin how portfolios are constructed and managed:

  • Evidence-led decision making
  • Focus on long-term return potential
  • Genuine diversification
  • A disciplined, long-term perspective

The aim is simple: to deliver strong long-term returns while providing greater stability over the medium term.

Download our full guide below to find out more.

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